Use our extensive calculator to estimate your South Dakota property tax liability each year. You can calculate your overall tax bill and make financial plans by entering the assessed value of your property, the local mill rate, and any applicable exemptions.
What’s This Calculator?
Definition:
Based on local assessments, mill rates, and available exemptions, a South Dakota property tax calculator is a tool used by homeowners and potential buyers to estimate their annual property tax. You can determine your yearly tax liability by inputting:
- The assessed value of your property
- The tax rate (in mills)
- Any relevant credits or exemptions
Why It Matters:
For homeowners, property taxes represent a substantial outlay of funds. Knowing your property tax in South Dakota, where rates differ by county and municipality, benefits you in the following ways:
- Set aside money each month for escrow and mortgage payments
- Examine the tax burdens in various regions
- Evaluate the effects of exemptions such as the Homestead Exemption
- When purchasing, selling, or refinancing a home, make well-informed choices
A Synopsis of the Past
Early Foundations:
Since the state’s creation, South Dakota has had a property tax system, which provides local governments with their main source of funding.
Assessment Procedures:
The market value as of November 1st of each year is used to determine the full and true value of properties.
Tax Relief Programs:
To lessen the tax burden on eligible citizens, South Dakota has implemented a number of tax relief programs over the years, such as exemptions for elderly people and disabled veterans.
How It Operates
Formula for Property Tax:
Annual Property Tax = Assessed Value × (Mill Rate ÷ 1,000) − Relevant Credits/Exemptions
Key Definitions:
- Assessed Value: The county assessor’s assessment of your property’s market value
- Mill Rate: The tax rate in mills, where one mill is equal to one dollar for every $1,000 in assessed value
- Exemptions/Credits: Tax breaks that are available to properties that meet certain requirements, like the Disabled Veteran Exemption or the Homestead Exemption
In detail:
- Put the assessed value here:
Get this from the office of your county assessor. - Find the mill rate:
This varies by location and can be found on the website of your local government or on your tax bill. - Apply for Credits and Exemptions:
Determine which exemptions you are eligible for, including: - Homestead Exemption: For residents 70 years of age or older; postpones paying taxes until the property is sold
- Disabled Veteran Exemption: Exempts up to $200,000 of assessed value for eligible veterans
- Compute:
Use the formula to find your yearly property tax.
Important Components & Inputs
Input | Definition |
---|---|
Assessment | The property’s market value as assessed by the county assessor |
Mill Rate | Local variations exist in the mill rate, which is the tax rate per $1,000 of assessed value |
Homestead Exemption | For residents 70 years of age and older; postpones paying taxes until the property is sold |
Disabled Veteran Exemption | For eligible disabled veterans; exempts up to $200,000 of assessed value |
Additional Local Exemptions | Extra deductions for property use or local programs |
Cost and Output Types
Results | What It Means |
---|---|
Gross Tax | The total tax before any credits or exemptions are applied |
Total Exemptions | Total of all relevant credits and exemptions |
Net Tax Due | The total amount of taxes due each year after credits and exemptions are applied |
Monthly Tax Estimate | Calculated by dividing the Net Tax Due by twelve |
Effective Tax Rate (%) | The percentage obtained by dividing Net Tax Due by Assessed Value |
Sample Calculations & Example Scenarios
# | Assessed Value | Mill Rate | Exemptions | Gross Tax | Total Exemptions | Net Tax Due | Monthly Estimated | Effective Rate |
---|---|---|---|---|---|---|---|---|
1 | $150,000 | $20.00 | $3,000.00 | $3,000.00 | $0.00 | $3,000.00 | $250.00 | 2.00% |
2 | $2,200,000 | 22.50 | Homestead Exemption | $4,500.00 | $4,500.00 | $0.00 | $0.00 | 0.00% |
3 | $250,000 | 18.75 | Exemption for Disabled Veterans ($200,000) | $4,687.50 | $3,750.00 | $937.50 | $78.13 | 0.38% |
4 | $300,000 | $25.00 | None | $7,500.00 | $0.00 | $7,500.00 | $625.00 | 2.50% |
5 | $175,000 | 21.00 | Homestead Exemption | $3,675.00 | $3,675.00 | $0.00 | $0.00 | 0.00% |
Note:
Taxes accumulate as a lien on the property and are postponed until the property is sold due to the Homestead Exemption.
Interactive Tables and Charts: Average Mill Rates by County (Sample Data)
County | Average Mill Rate |
---|---|
Minnehaha | 22.00 |
Pennington | 19.50 |
Lincoln | 20.75 |
Brown | 21.25 |
Brookings | 18.50 |
Mill rates are subject to change every year and vary by location.
Frequently Asked Questions (FAQs)
Q1: How is the assessed value calculated?
The County Director of Equalization sets the assessed value, which is based on the property’s market value on November 1st of each year.
Q2: What is a mill rate?
The amount of tax due per $1,000 of assessed property value.
Example: A mill rate of 20 means $20 in tax for every $1,000 of assessed value.
Q3: Are there any exemptions from property taxes?
Yes. In South Dakota:
- Homestead Exemption postpones taxes until property sale for residents 70+ years
- Disabled Veteran Exemption exempts up to $200,000 of assessed value
Q4: How do I submit an exemption application?
Usually online or in person at the county courthouse.
Tip: Check with your County Director of Equalization for deadlines and requirements.
Q5: Is it possible for property tax rates to vary every year?
Yes. Mill rates can change yearly depending on local budgets.
Always verify current rates with your local taxing authority.
Based on the most recent tax laws and rates in South Dakota, this calculator generates estimates. Consult the South Dakota Department of Revenue or your county’s director of equalization for accurate calculations and eligibility for exemptions.
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